Costa del Sol Property Specialists since 1991


Currently Spanish banks are generally lending to non-resident buyers on a 60% – 70% loan to value basis and interest rates are between 3% – 4% depending on the type and period of loan.

Whether you intend to obtain your finance in Spain or from a lender in your home country, it will be important to obtain a “pre-approval” for the level of finance you will require.

If you will be applying for a Spanish loan, your chosen real estate agent will be able to assist you with that at the initial stage of your search and introduce you to potential lenders. You should ensure you are well prepared with information on earnings and outgoings to facilitate a lender’s appraisal.